10 best auto dialers for insurance agents (2027 pricing)

Picture an agent three hours into a shift, hand-dialing a lead sheet. Busy tone. Voicemail. Wrong number. Voicemail again. By the time she reaches a live person, two of her fresh leads have already bought a policy from someone who called first.

An auto dialer for insurance agents fixes that by working through the lead list automatically, so the agent spends her hours on live conversations. Picking one takes care, because the wrong dialer tanks your answer rate with spam-flagged numbers, buries you in compliance risk, and leaves a pile of recorded calls nobody ever listens to.

This list compares each dialer’s pricing page, feature documentation, and compliance tools. It sticks to sales dialers that fit insurance calling and sorts them by who they fit: the solo agent, the growing agency, and the enterprise floor.

10 best auto dialers for insurance agents: The short list

What is an auto dialer for insurance agents?

An auto dialer for insurance agents is software that places outbound calls automatically and connects a licensed agent only when a real person picks up.

You load leads from your CRM or a spreadsheet; the system dials through them; it skips busy signals and voicemails; and it drops a live answer onto an available agent’s screen with the lead’s policy history and a script already loaded.

For insurance, that shift is worth real money. An agent hand-dialing a list might reach a dozen live people in an afternoon. A dialer working the same hours connects agents with far more people, which means more quotes out the door and fewer leads going cold.

Why insurance agents need an auto dialer

Insurance sales depend on speed to lead, and manual dialing is slow. The faster you reach a fresh lead, the better your odds of talking to them before a competitor does, and hand-dialing burns those early minutes on busy tones and voicemail.

A dialer closes that window. New lead lands, the system calls it, and your fastest follow-up stops depending on which agent happens to be free.

It also fixes the quiet revenue leak most agencies live with: dropped follow-ups. When reps track attempts on sticky notes, callbacks fall through. A dialer logs every attempt and schedules the next one on its own.

A dialer works best when it’s wired into the CRM, so policy history, call notes, and the next task all live on one screen, the same way a well-run outbound call center operates. The last section covers what to do with the extra calls a dialer creates.

Types of auto dialers (and which fits a solo agent vs. an agency floor)

Dialers come in five modes, and the mode decides how aggressive the dialing gets.

For a solo agent selling Medicare Advantage, preview or power dialing beats a predictive dialer: it keeps the pace human and the compliance footprint small.

A 60-seat final-expense floor is the opposite case. Predictive dialing keeps every agent talking, as long as you stay inside the abandonment limits covered in the legal section below.

Parallel dialing pushes volume hardest and carries the most legal exposure, so it suits teams with real compliance infrastructure. A two-person shop is better off with power dialing.

How these insurance dialers were picked

Each tool was judged on what an insurance team needs from a dialer, using each vendor’s pricing page, feature documentation, and compliance materials.

Each dialer was judged on what matters most on a sales floor:

• Answer rates: Local presence dialing plus caller-ID reputation and spam remediation

• Built-in CRM: Policy history and dynamic scripts on one screen, or clean CRM sync

• Dialing modes: Whether you can match the mode to the campaign

• Compliance: DNC scrubbing, call-attempt limits, and state-rule automation

• Integrations: How cleanly each dialer syncs with the major CRMs and logs calls

• Pricing: Taken from each vendor’s official pricing page in October 2026, with quote-only vendors marked as custom

Pure office-phone systems with no insurance fit didn’t make the list.

Quick comparison of the best insurance auto dialers

Here is the whole list at a glance before the deep dives. Prices are monthly starting rates from each vendor’s official page as of October 2026, and “Custom quote” means the vendor doesn’t publish a price.

The 10 best auto dialers for insurance agents

1. PhoneBurner: Best for high-volume outbound power dialing

PhoneBurner’s homepage, with the headline “Get more calls answered.”

Key features:

• ARMOR spam protection (add-on): Monitors and remediates flagged numbers so more calls get answered

• Connect Scores (add-on): Ranks which leads are most likely to pick up

• One-click voicemail and workflow automation: Drops voicemails and logs outcomes without manual clicks

• Unlimited dialing: No per-minute fees on any plan

What users say: Insurance reviewers on G2 tend to praise the support team and the lift in live conversations, while a recurring complaint is that the per-seat cost feels steep for very small teams.

Pricing: $165 per user per month on Standard ($140 per user per month billed annually), with Professional at $195 ($165 billed annually) and Premium at $215 ($183 billed annually).

2. ReadyMode: Best all-in-one dialer and CRM for insurance telesales

ReadyMode’s homepage, with the headline “Engage smarter. Sell more.”

Key features:

• Four dialing modes: Preview, power, progressive, and predictive in one platform

• Built-in CRM with dynamic scripts: Policy history and the right script on a single screen

• Caller-ID reputation monitoring: ReadyMode iQ flags and fixes numbers marked as spam

• Compliance automation: Internal DNC lists and state calling restrictions on every plan, with call-attempt controls on iQ

What users say: Reviewers on Capterra often call out contact rates and persistence, with setup time and the dashboard’s density showing up as the common gripe.

Pricing: $239 per license per month on Starter ($199 billed annually), and the iQ plan runs $299 per license per month ($249 billed annually).

3. Convoso: Best predictive dialer for high-volume lead-gen agencies

Convoso’s homepage, with the headline “More calls connecting. More revenue growing.”

Key features:

• Predictive and multi-mode dialing: Keeps agents talking at high volume

• AI lead management: Scores and routes leads toward the agents most likely to convert

• Answer-rate tools: Caller-ID monitoring and local presence to fight spam flags

• Reporting and workflow automation: Real-time dashboards for pacing and performance

What users say: On G2, teams highlight contact-rate gains and the reporting depth, while cost and setup complexity are the usual critiques.

Pricing: Convoso doesn’t publish pricing. It quotes by seat count and features, sells mainly annual plans, and currently offers 20% off annual contracts, per its pricing page.

4. Kixie: Best for sales-driven agencies in HubSpot or Salesforce

Kixie’s homepage, with the headline “Turn buyer intent into sales conversations.”

Key features:

• CRM-native click-to-call and power dialing: Dial from the record, log automatically

• Local presence and connection boost: Lift answer rates with local numbers

• Two-way SMS: Text follow-ups from the same tool

• Automations: Trigger calls and texts off CRM activity

What users say: Reviewers on G2 like the CRM workflow and ease of use, and the common complaint is that the real monthly bill climbs once you add the features you want.

Pricing: Kixie doesn’t publish prices and quotes for each team, per its pricing page. The PowerDialer starts on the Single-Line PowerDialer plan, the Multi-Line PowerDialer dials up to four lines at once, and the entry Professional plan has no power dialer. Kixie offers a seven-day free trial.

5. CloudTalk: Best for scaling outbound with analytics

CloudTalk’s homepage, with the headline “Every call answered, 24/7. By your team, or by AI.”

Key features:

• Smart and power dialing (Expert plan): Scales outbound as the team grows

• Call monitoring and wallboards (Expert plan): Real-time dashboards for managers

• Deep integrations: Connects to most major CRMs and help desks

• International numbers: Useful for multi-region teams

What users say: On G2, users praise call quality and the dashboard, while occasional connection issues and tiered feature-gating draw criticism.

Pricing: Starts at $34 per user per month on Starter ($25 billed annually), with Essential at $39 ($29 billed annually) and Expert at $69 ($49 billed annually, three-license minimum). The Smart Dialer, live call monitoring, and wallboards are Expert-only, and power dialing is a paid add-on below Expert.

6. JustCall: Best for omnichannel insurance outreach

JustCall’s homepage, with the headline “One platform for every call, text, and follow-up.”

Key features:

• Calls and SMS in one workspace: Run the full follow-up sequence without switching apps

• Sales dialers: Power dialing on Pro, plus predictive dialing on the SalesPro plan

• AI features: Transcription on every plan, with AI call scoring on Pro Plus

• 100-plus CRM integrations: HubSpot, Salesforce, Pipedrive, and more

What users say: Reviewers on G2 call the setup simple and the SMS tools handy, with inconsistent call quality and frequent pricing changes as the recurring knocks.

Pricing: Starts at $39 per user per month on Team ($29 billed annually), with a two-license minimum. The power dialer is on Pro at $69 per user per month ($49 billed annually), and the predictive dialer needs the quote-based SalesPro plan.

7. CallTools: Best for predictive and inbound in one

CallTools’ homepage, with the headline “World’s Best Call Center Software.”

Key features:

• Predictive and preview dialing: Match the pace to the campaign

• Inbound routing: Handle live transfers and callbacks

• List management: Segment and recycle leads

• Live monitoring: Real-time stats for managers

What users say: On G2, teams praise the dialing performance and support, while setup effort and integration gaps are the usual complaints.

Pricing: CallTools doesn’t publish rates. Its pricing page routes you to a platform specialist for a quote.

8. Close: Best for small agencies that want a CRM and dialer together

Close’s homepage, with the headline “The CRM that sells with you.”

Key features:

• CRM with a built-in dialer: Power dialing from Growth and predictive dialing on Scale, inside the CRM

• Email and SMS sequences (Growth and up): Automate the whole follow-up cadence

• Reporting: Pipeline and activity views for a small team

What users say: Reviewers on G2 love the all-in-one simplicity and speed, and the common critique is that heavy-volume calling features are thinner than a dedicated dialer’s.

Pricing: Starts at $19 per user per month on Solo ($9 billed annually), which is limited to one user. The Power Dialer starts on Growth at $109 per user per month ($99 billed annually), and the Predictive Dialer needs Scale at $149 ($139 billed annually).

9. CallHub: Best for budget teams needing voice broadcast and SMS

CallHub’s homepage, with the headline “A unified outreach campaign drives real change.”

Key features:

• Predictive dialer: Up to three times the calls of manual dialing, per CallHub

• Voice broadcast and post-call SMS: Reach and follow up at scale

• Local presence: Rent local numbers to lift answer rates

• Usage-based billing: Pay per dial, with up to 10 agents on Essential and unlimited agents on Scale

What users say: On G2, users highlight the price and ease of use, with support response times and feature depth as common critiques.

Pricing: CallHub is pay-as-you-go with no per-user fee. Its Essential plan costs $0.045 per dial, $0.019 per SMS segment, and $0.046 per minute of voice broadcast, and covers up to 10 agents. The Scale plan adds unlimited agents and volume discounts with a $2,500 minimum commitment.

10. Five9: Best for enterprise insurance contact centers

Five9’s homepage, with the headline “Smarter CX brings human and AI together.”

Key features:

• Enterprise outbound dialing: Predictive, power, and preview at scale

• Workforce management: Staffing and forecasting for big floors

• Omnichannel: Voice plus digital channels

• Deep integrations: Works alongside major CRMs

What users say: Reviewers on G2 praise the reliability and feature breadth, while implementation time and cost are the consistent complaints.

Pricing: Five9 doesn’t publish pricing, so you book a demo to get a quote.

Other dialers worth a look

A couple of tools come up often and are worth a mention. WAVV adds dialing to CRMs like HighLevel and HubSpot, and its integration partners include real estate tools, which makes it handy for agents who cross between insurance and real estate.

Mojo is a high-volume cold-calling dialer with a loyal following, though its feature set is narrower than the insurance-native platforms above.

Key features every insurance auto dialer should have

Features blur together on vendor pages, so here is the short list that separates a good insurance dialer from a generic phone system.

• CRM sync and automatic call logging: Every call and outcome should land in a CRM built for call centers without an agent typing it in.

• Local presence dialing: A local area code lifts answer rates, especially for remote agents calling across states.

• Voicemail drop: One click leaves a pre-recorded message, so agents move to the next call without waiting out the greeting.

• Caller-ID reputation monitoring: Numbers flagged as spam kill campaigns, so you want tools that detect and fix flagged lines.

• Automated follow-up texts: A dialer that triggers an SMS after a missed call keeps leads warm.

• Multimode dialing: The option to switch between preview, power, and predictive as the campaign changes.

• Built-in compliance: DNC scrubbing, call-attempt limits, and state-rule enforcement handled in the background.

• Time-zone and calling-hour limits: The dialer checks each lead’s local time and holds calls outside 8 a.m. to 9 p.m.

Is using an auto dialer for insurance legal?

Yes, auto dialers are legal for insurance sales, as long as you follow the rules around consent and do-not-call lists. Agencies get in trouble over how they use a dialer, such as calling without consent or skipping do-not-call scrubs.

On the phone, that means confirming before the pitch that the prospect agreed to be contacted, honoring recording-consent rules in two-party states, and only calling numbers you have scrubbed against the national and internal do-not-call lists.

Federal rules also bar telephone solicitations to homes before 8 a.m. or after 9 p.m. in the called person’s local time, so your dialer should check each lead’s time zone before it dials.

The penalties add up fast. Under the Telephone Consumer Protection Act, statutory damages run $500 per violation, and a court can triple that to $1,500 when the violation is willful or knowing.

FCC rules apply the same consent requirements to texts. The classic trigger is a telemarketing call or text to a cell phone, made with an autodialer or a prerecorded voice, without the person’s prior express written consent.

Predictive dialers carry an extra rule. FCC rules cap abandoned calls at 3% of telemarketing calls answered by a live person, measured over 30 days for each calling campaign. A call counts as abandoned when the dialer doesn’t connect it to an agent within two seconds of the person’s greeting, so your pacing has to stay inside that limit.

Medicare has its own layer. CMS rules bar cold calls, robocalls, and unsolicited texts or voicemails to beneficiaries about Medicare Advantage or Part D plans, unless the beneficiary consented to contact or reached out first. Our Medicare lead generation scripts show how to open those permission-based calls.

Agencies that sell plans for more than one carrier must read the CMS disclaimer on sales calls before discussing benefits, and agents must record a Scope of Appointment before any marketing appointment. Life insurance adds state insurance rules, many based on NAIC model laws, on top of the TCPA.

Which auto dialer should you choose?

The right pick comes down to your team size and how you sell.

Choose a CRM-first tool if you are solo or small: Close or PhoneBurner gives a one- or two-person shop dialing and pipeline in one place without a contact-center rollout. Kixie fits if you already run your book in HubSpot or Salesforce.

Choose a telesales-native dialer if you run a high-volume floor: Convoso, ReadyMode, or CallTools are built for predictive pacing, lead recycling, and the compliance load that comes with volume.

Choose an enterprise platform if you are a large carrier: Five9 handles the scale, workforce management, and audit requirements a big regulated operation needs.

Skip a predictive dialer entirely if you have fewer than 20 reps, tiny lead lists, or calls that need heavy prep. Preview or power dialing will serve you better and keep you well clear of abandonment limits.

Final verdict

For most insurance agencies, the best auto dialer is the one that matches how you already work.

PhoneBurner and ReadyMode are the strongest all-around picks for dedicated telesales teams; Close is the cleanest answer for solo agents; and Five9 is the enterprise call when scale and compliance are non-negotiable. Start from your team size and sales motion, then shortlist the two or three tools built for it.

Coaching the extra calls a dialer creates

Alpharun’s call scorecard, breaking a rep’s call opening and sales fundamentals into scored criteria.

A dialer gets more conversations started, and every one of them is a call that needs QA and coaching.

Nobody can review all those calls. A manager can spot-check a handful a week, which means the behaviors that separate your top closer from your average agent stay locked in that one person’s head. Compliance coverage falls behind the same way, because a QA team cannot read thousands of transcripts by hand.

Alpharun was built for that problem. It works alongside your dialer and turns the calls it creates into coaching and QA your team can use.

With Alpharun, Medicare and life insurance teams can:

• Build a playbook from your own best calls: Turn what top agents do into a repeatable framework for everyone

• Score every call: Check the script your agents follow against your qualification and compliance steps, from recording disclosure to Scope of Appointment

• Send coaching notes right after the call: Agents get specific feedback tied to real moments, which takes work off the manager’s plate

• See what drives conversions down to the sentence: Spot the behaviors that lift enrollment and placement rates

• Stay audit-ready: Keep searchable transcripts and structured analysis ready for CMS marketing rules and state insurance reviews

• Connect to Five9 and Genesys: Plug into the call center software you already run, with AI playbook setup taking two weeks on average

Alpharun works with Medicare brokerages like Chapter, whose advisors handle hundreds of thousands of calls during the Annual Enrollment Period (AEP). Coaching every call helps more of the conversations a dialer starts end in compliant, closed policies.

If a dialer is about to multiply your call volume, decide now how you will coach all of it. Book a demo with Alpharun to see how high-volume Medicare and life insurance teams turn their best calls into the standard for every agent.

Frequently asked questions

What is the best CRM with a dialer for insurance agents?

The best CRM with a built-in dialer for insurance agents is usually Close, PhoneBurner, or ReadyMode.

Close and PhoneBurner suit smaller agencies that want pipeline and dialing in one login, while ReadyMode fits dedicated telesales teams that need CRM, dialer, and compliance together. Kixie is the pick for agencies that already run HubSpot or Salesforce, since it dials from inside those CRMs.

What is the best auto dialer for life insurance agents?

The best auto dialers for life insurance agents are PhoneBurner, Convoso, and ReadyMode. Life insurance runs on speed to lead and high-volume follow-up across fresh and aged leads, so power and predictive dialing with strong answer-rate tools tend to win.

What is the best dialer for Medicare and health insurance agents?

Medicare and health insurance agents need a dialer with strong compliance tooling and inbound handling, since CMS bars unsolicited calls and texts to beneficiaries about Medicare Advantage or Part D plans unless the beneficiary has consented or reached out first.

ReadyMode builds features for health insurance and Medicare sales, and CallTools runs a Medicare Advantage workflow built around compliant calling.

Is there a free auto dialer for insurance agents?

There is no truly free, compliant auto dialer built for insurance, but several tools let you test before you pay. Kixie offers a seven-day free trial, JustCall offers a 14-day trial, and CallHub starts new accounts with $6 in free credits.

How much does an auto dialer cost?

Auto dialers for insurance agents with published prices cost about $19 to $299 per user per month on monthly billing. Close’s one-user Solo plan starts at $19, CloudTalk at $34, PhoneBurner at $165, and ReadyMode at $239 per license, while Convoso, Kixie, CallTools, and Five9 quote on request, and CallHub charges per dial.

Is it legal to use an auto dialer to call insurance leads?

Yes, it is legal to use an auto dialer to call insurance leads with proper consent and do-not-call compliance. For telemarketing calls to cell phones made with an autodialer or prerecorded voice, you need prior express written consent, plus DNC scrubbing, state rules, and the 3% abandonment cap for predictive dialers. Medicare outbound restrictions apply separately.